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Access business
funding options
quickly

Up to $200,000, funded in as little as 74 minutes.
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Our rates

  • Merchant Cash Advance
    A merchant cash advance is our easiest product to get approved for and can be very useful when funds are needed very quickly.
    • $5,000 - $200,000
    • Term up to 40 weeks
    • Automatic daily or weekly, or semi-monthly payments
    • Funding up to 140% of monthly revenue.
    GET FUNDING
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Check out our
customers success stories

  • stars
    20+ deals funded
    We've funded over 20 deals with Biz Capital Miami so far. Average decisions come back in about 90 minutes, and communication has been excellent every step of the way.
    Michael R.
  • stars
    Approved at $165,000
    My latest file was approved for $165,000 despite 3 active MCA positions. Another lender declined it the same morning. That's why they stay on my shortlist.
    Sarah M.
  • stars
    12 deals closed this year
    We've closed 12 deals together this year. Same-day commission payouts and fast underwriting make a huge difference when you're working against the clock.
    David L.
  • stars
    598 FICO, still approved
    One merchant had a 598 FICO and an older default. Most funders passed immediately, but Biz Capital Miami reviewed the cash flow and approved $110,000.
    Chris B.
  • stars
    74-minute approval
    My last approval came back in just 74 minutes, and funding hit the same day. That kind of speed helps us win deals we would've otherwise lost.
    Amanda T.
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Rates 4,6/5 stars
From 100+ reviews
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How it works?

Receive money today - fill out an application within
  • 1.
    FILL THE APPLICATION
    It takes only 3 minutes
  • 2. SECURITY 100%
    CONNECT YOUR BANK ACCOUNT
    or attach business statements for the last 6 months
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What do we require?

  • 6 months in business minimum
  • $50K annual revenue minimum
  • A business bank account
  • A US based business
  • No minimum FICO
  • 5+ active MCA positions OK
  • Defaults 90+ days old OK
Check Eligibility

FAQ

  • How much commission do I make per deal?
    Up to 17 points per deal, paid the next business day after funding.
  • Do you offer a referral program?
    Yes, if you refer another broker to us, you get 2% for the lifetime of their deals. Passive income on top of your own submissions.
  • What deal sizes do you fund?
    Up to $200,000, with terms up to 40 weeks.
  • How much can my merchant qualify for?
    Up to 140% of their average monthly revenue.
  • Is there a minimum FICO score?
    No minimum FICO required.
  • How fast is funding once a deal is submitted?
    Fast. On average, about 87 minutes from submission to funding.
  • What if a deal gets declined?
    You'll get a clear reason why, no black box, no guessing games.
  • Are there any industries or deal types you don't touch?
    A few stop factors: Texas-based businesses, trucking, construction, 8+ active positions, and defaults under 90 days old or active collections. Outside of that, send it over and we'll take a look.
  • How do I submit a deal?
    Email the file to underwriting@loan23.com.
  • Who do I contact with questions?
    Call or text us anytime at +1 (305) 812-0689.